/* =========================================
   Modern Banking UI - Custom Stylesheet
   ========================================= */

:root {
  --primary: #F59E0B;
  --primary-dark: #D97706;
  --primary-light: #FDE68A;
  --secondary: #92400E;
  --accent: #FBBF24;
  --dark: #0f172a;
  --dark-2: #1e293b;
  --text: #334155;
  --text-light: #64748b;
  --surface: #fffbeb;
  --surface-2: #fef3c7;
  --border: #e2e8f0;
  --white: #ffffff;
  --gradient: linear-gradient(135deg, #F59E0B 0%, #D97706 100%);
  --gradient-dark: linear-gradient(135deg, #0f172a 0%, #1c1917 100%);
  --shadow-sm: 0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);
  --shadow: 0 4px 6px -1px rgba(0,0,0,.1), 0 2px 4px -2px rgba(0,0,0,.1);
  --shadow-md: 0 10px 25px -3px rgba(0,0,0,.12), 0 4px 6px -4px rgba(0,0,0,.07);
  --shadow-lg: 0 20px 40px -8px rgba(0,0,0,.18);
  --radius: 12px;
  --radius-lg: 20px;
  --radius-xl: 28px;
}

/* ---- Reset / Base ---- */
*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', 'Open Sans', sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
}

a { text-decoration: none; transition: all .25s; }
img { max-width: 100%; }

/* ---- Scrollbar ---- */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--surface); }
::-webkit-scrollbar-thumb { background: var(--primary); border-radius: 99px; }

/* ---- Spinner ---- */
#spinner {
  position: fixed; inset: 0; z-index: 9999;
  background: var(--white);
  display: flex; align-items: center; justify-content: center;
  opacity: 1; transition: opacity .4s;
}
#spinner.hidden { opacity: 0; pointer-events: none; }
.spinner-ring {
  width: 52px; height: 52px;
  border: 4px solid var(--border);
  border-top-color: var(--primary);
  border-radius: 50%;
  animation: spin .75s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* ==================== NAVBAR ==================== */
.site-nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  transition: background .35s, box-shadow .35s, padding .35s;
  padding: 0;
}
.site-nav .nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  padding: 1.1rem 2rem;
  transition: padding .35s;
}
.site-nav.scrolled {
  background: rgba(255,255,255,.95);
  backdrop-filter: blur(16px);
  box-shadow: 0 2px 20px rgba(15,23,42,.09);
}
.site-nav.scrolled .nav-inner { padding: .7rem 2rem; }
.site-nav.scrolled .nav-link { color: var(--dark) !important; }
.site-nav:not(.scrolled) .nav-link { color: rgba(255,255,255,.9); }
.site-nav:not(.scrolled) .nav-link:hover { color: #fff !important; }
.site-nav.scrolled .nav-link:hover { color: var(--primary) !important; }
.site-nav.scrolled .nav-link.active { color: var(--primary) !important; }

.nav-logo img { height: 48px; }
.nav-logo-text {
  font-weight: 800; font-size: 1.4rem;
  background: var(--gradient); -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.nav-links { display: flex; align-items: center; gap: .25rem; list-style: none; margin: 0; }
.nav-links .nav-link {
  font-size: .9rem; font-weight: 500;
  padding: .5rem .85rem; border-radius: 8px;
  transition: all .2s;
}
.site-nav:not(.scrolled) .nav-links .nav-link.active { color: #fff !important; font-weight: 700; }

.nav-cta {
  display: flex; align-items: center; gap: .65rem;
}
.btn-nav-login {
  font-size: .875rem; font-weight: 600;
  padding: .5rem 1.15rem; border-radius: 8px;
  border: 1.5px solid rgba(255,255,255,.55);
  color: #fff !important; background: transparent;
  transition: all .2s;
}
.site-nav.scrolled .btn-nav-login {
  border-color: var(--border); color: var(--dark) !important;
}
.btn-nav-login:hover { background: rgba(255,255,255,.15); }
.site-nav.scrolled .btn-nav-login:hover { background: var(--surface); }

.btn-nav-register {
  font-size: .875rem; font-weight: 600;
  padding: .5rem 1.25rem; border-radius: 8px;
  background: var(--primary); color: var(--dark) !important;
  box-shadow: 0 2px 8px rgba(245,158,11,.35);
  transition: all .2s;
}
.site-nav.scrolled .btn-nav-register {
  background: var(--gradient); color: var(--dark) !important;
}
.btn-nav-register:hover { transform: translateY(-1px); box-shadow: 0 4px 14px rgba(245,158,11,.5); }

/* Mobile hamburger */
.nav-toggler {
  display: none; flex-direction: column; gap: 5px;
  background: transparent; border: none; cursor: pointer; padding: .4rem;
}
.nav-toggler span {
  display: block; width: 24px; height: 2px;
  background: var(--white); border-radius: 2px; transition: all .3s;
}
.site-nav.scrolled .nav-toggler span { background: var(--dark); }

/* Dropdown */
.nav-dropdown { position: relative; }
.nav-dropdown-menu {
  position: absolute; top: calc(100% + .5rem); left: 0;
  min-width: 220px; background: var(--white);
  border: 1px solid var(--border); border-radius: var(--radius);
  box-shadow: var(--shadow-md); padding: .5rem;
  opacity: 0; visibility: hidden; transform: translateY(-8px);
  transition: all .2s;
}
.nav-dropdown:hover .nav-dropdown-menu,
.nav-dropdown:focus-within .nav-dropdown-menu {
  opacity: 1; visibility: visible; transform: translateY(0);
}
.nav-dropdown-menu a {
  display: block; padding: .55rem .85rem;
  font-size: .875rem; font-weight: 500; color: var(--text);
  border-radius: 8px; transition: all .15s;
}
.nav-dropdown-menu a:hover { background: var(--surface-2); color: var(--primary); }

@media(max-width: 991px) {
  .nav-toggler { display: flex; }
  .nav-links, .nav-cta { display: none; }
  .nav-links.open, .nav-cta.open {
    display: flex; flex-direction: column; align-items: flex-start;
    width: 100%;
  }
  .nav-inner { flex-wrap: wrap; }
  .site-nav.scrolled .nav-links .nav-link { color: var(--dark); }
  .nav-dropdown-menu { position: static; box-shadow: none; border: none; padding: 0 0 0 1rem; opacity:1;visibility:visible;transform:none; }
}

/* ==================== HERO ==================== */
.hero {
  position: relative; min-height: 100vh;
  background: var(--gradient-dark);
  display: flex; align-items: center;
  overflow: hidden;
}
.hero-bg-circle {
  position: absolute; border-radius: 50%;
  filter: blur(80px); opacity: .35;
  pointer-events: none;
}
.hero-bg-circle-1 {
  width: 650px; height: 650px;
  background: var(--primary);
  top: -200px; right: -150px;
}
.hero-bg-circle-2 {
  width: 400px; height: 400px;
  background: var(--secondary);
  bottom: -100px; left: -100px;
}
.hero-bg-circle-3 {
  width: 280px; height: 280px;
  background: var(--accent);
  top: 40%; left: 40%;
}
.hero-badge {
  display: inline-flex; align-items: center; gap: .5rem;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.2);
  backdrop-filter: blur(8px);
  border-radius: 999px; padding: .35rem 1rem;
  font-size: .8rem; font-weight: 600; color: rgba(255,255,255,.9);
  margin-bottom: 1.5rem;
}
.hero-badge-dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--accent);
  box-shadow: 0 0 0 3px rgba(251,191,36,.4);
  animation: pulse 2s infinite;
}
@keyframes pulse { 0%,100%{box-shadow:0 0 0 3px rgba(251,191,36,.4);} 50%{box-shadow:0 0 0 6px rgba(251,191,36,.15);} }

.hero-title {
  font-size: clamp(2.4rem, 5vw, 4rem);
  font-weight: 800; line-height: 1.15;
  color: #fff; margin-bottom: 1.25rem;
  letter-spacing: -.02em;
}
.hero-title span {
  background: linear-gradient(90deg, var(--accent), var(--primary));
  -webkit-background-clip: text; -webkit-text-fill-color: transparent;
}
.hero-sub {
  font-size: 1.1rem; color: rgba(255,255,255,.72);
  max-width: 540px; margin-bottom: 2.25rem; line-height: 1.7;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 1rem; margin-bottom: 3rem; }
.btn-hero-primary {
  padding: .85rem 2rem; border-radius: 10px;
  background: var(--primary); color: var(--dark) !important;
  font-weight: 700; font-size: 1rem;
  box-shadow: 0 4px 20px rgba(245,158,11,.45);
  transition: all .25s;
}
.btn-hero-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 30px rgba(0,0,0,.3); }
.btn-hero-outline {
  padding: .85rem 2rem; border-radius: 10px;
  border: 1.5px solid rgba(255,255,255,.4);
  color: #fff !important; font-weight: 600; font-size: 1rem;
  background: rgba(255,255,255,.08); backdrop-filter: blur(4px);
  transition: all .25s;
}
.btn-hero-outline:hover { background: rgba(255,255,255,.16); border-color: rgba(255,255,255,.7); }

/* Hero stats mini */
.hero-stats {
  display: flex; gap: 2rem; flex-wrap: wrap;
}
.hero-stat { }
.hero-stat-num {
  font-size: 1.6rem; font-weight: 800; color: #fff;
  line-height: 1;
}
.hero-stat-label { font-size: .8rem; color: rgba(255,255,255,.55); margin-top: .2rem; }

/* Hero card mockup */
.hero-card-wrap {
  position: relative; display: flex;
  justify-content: center; align-items: center;
}
.hero-glass-card {
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.18);
  backdrop-filter: blur(20px);
  border-radius: var(--radius-xl);
  padding: 2rem; color: #fff;
  max-width: 380px; width: 100%;
  box-shadow: 0 24px 64px rgba(0,0,0,.35);
  animation: float 5s ease-in-out infinite;
}
@keyframes float {
  0%,100%{transform:translateY(0);} 50%{transform:translateY(-14px);}
}
.hero-card-logo { display: flex; align-items: center; justify-content: space-between; margin-bottom: 2rem; }
.card-chip { width: 44px; height: 32px; background: linear-gradient(135deg,#f59e0b,#fbbf24); border-radius: 6px; }
.card-type { font-size: .75rem; font-weight: 700; letter-spacing: .1em; opacity: .7; }
.card-number { font-size: 1.15rem; font-weight: 600; letter-spacing: .2em; margin-bottom: 1.5rem; opacity: .9; }
.card-footer-row { display: flex; justify-content: space-between; align-items: flex-end; }
.card-label { font-size: .65rem; text-transform: uppercase; letter-spacing: .08em; opacity: .6; }
.card-value { font-size: .9rem; font-weight: 700; margin-top: .15rem; }
.hero-float-badge {
  position: absolute;
  background: var(--white);
  border-radius: var(--radius);
  padding: .75rem 1rem;
  box-shadow: var(--shadow-md);
  display: flex; align-items: center; gap: .6rem;
  font-size: .8rem; font-weight: 600; color: var(--dark);
  white-space: nowrap;
}
.hero-float-badge.badge-top { top: 10%; right: -2%; }
.hero-float-badge.badge-bottom { bottom: 15%; left: -5%; }
.badge-icon { width: 32px; height: 32px; border-radius: 8px; display:flex;align-items:center;justify-content:center;font-size:.9rem;color:#fff; }
.badge-icon.green { background: #10b981; }
.badge-icon.blue { background: var(--primary-dark); }

/* ==================== SECTION BASE ==================== */
.section { padding: 5rem 0; }
.section-sm { padding: 3.5rem 0; }
.section-tag {
  display: inline-flex; align-items: center; gap: .5rem;
  font-size: .8rem; font-weight: 700; color: var(--primary);
  text-transform: uppercase; letter-spacing: .1em;
  margin-bottom: 1rem;
}
.section-tag::before {
  content: ''; width: 20px; height: 3px;
  background: var(--gradient); border-radius: 2px;
}
.section-title {
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  font-weight: 800; color: var(--dark);
  line-height: 1.2; margin-bottom: 1rem; letter-spacing: -.02em;
}
.section-sub { font-size: 1rem; color: var(--text-light); max-width: 560px; line-height: 1.7; }

/* ==================== PARTNERS ==================== */
.partners-strip {
  background: var(--surface);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 1.75rem 0; overflow: hidden;
}
.partners-label {
  font-size: .8rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: .1em; color: var(--text-light);
  white-space: nowrap; padding: 0 2rem;
}
.partners-track {
  display: flex; align-items: center; gap: 3rem;
  animation: marquee 22s linear infinite;
}
.partners-track img { height: 28px; filter: grayscale(100%); opacity: .5; transition: all .3s; }
.partners-track img:hover { filter: none; opacity: 1; }
@keyframes marquee { from{transform:translateX(0);} to{transform:translateX(-50%);} }

/* ==================== STATS ==================== */
.stats-section {
  background: var(--gradient);
  padding: 4rem 0;
}
.stat-card {
  text-align: center; color: #fff;
  padding: 1.5rem;
}
.stat-icon {
  width: 56px; height: 56px; border-radius: 16px;
  background: rgba(255,255,255,.15);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem; margin: 0 auto 1rem;
}
.stat-num {
  font-size: 2.5rem; font-weight: 800;
  line-height: 1; margin-bottom: .35rem;
}
.stat-label { font-size: .875rem; opacity: .8; font-weight: 500; }
.stat-divider { width: 1px; background: rgba(255,255,255,.2); align-self: stretch; margin: 1.5rem 0; }

/* ==================== ABOUT ==================== */
.about-img-wrap { position: relative; }
.about-main-img {
  width: 100%; border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  object-fit: cover;
}
.about-badge-float {
  position: absolute; bottom: -1.5rem; right: -1rem;
  background: var(--white); border-radius: var(--radius);
  padding: 1rem 1.25rem; box-shadow: var(--shadow-md);
  display: flex; align-items: center; gap: .85rem;
}
.about-badge-num { font-size: 1.6rem; font-weight: 800; color: var(--primary); line-height: 1; }
.about-badge-txt { font-size: .8rem; color: var(--text-light); }
.about-experience-pill {
  position: absolute; top: -1.2rem; left: -1rem;
  background: var(--gradient); color: #fff;
  border-radius: 999px; padding: .5rem 1.25rem;
  font-size: .85rem; font-weight: 700;
  box-shadow: var(--shadow-md);
}

.tab-pills { display: flex; gap: .5rem; margin-bottom: 1.5rem; flex-wrap: wrap; }
.tab-pill {
  padding: .5rem 1.25rem; border-radius: 999px;
  font-size: .875rem; font-weight: 600;
  border: 1.5px solid var(--border); color: var(--text-light);
  background: var(--white); cursor: pointer; transition: all .2s;
}
.tab-pill.active {
  background: var(--gradient); color: var(--dark);
  border-color: transparent; box-shadow: 0 4px 12px rgba(245,158,11,.35);
}
.tab-content-panel { display: none; }
.tab-content-panel.active { display: block; }
.feature-row { display: flex; gap: .75rem; align-items: flex-start; padding: .85rem 0; border-bottom: 1px solid var(--border); }
.feature-row:last-child { border-bottom: none; }
.feature-icon { font-size: 1.1rem; color: var(--primary); margin-top: .15rem; flex-shrink: 0; }
.feature-row h6 { margin: 0 0 .2rem; font-weight: 700; font-size: .9rem; }
.feature-row p { margin: 0; font-size: .85rem; color: var(--text-light); }

/* Key points strip */
.key-points {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 1px; background: var(--border);
  border: 1px solid var(--border); border-radius: var(--radius);
  overflow: hidden; margin-top: 2rem;
}
.key-point {
  background: var(--white); padding: 1.25rem;
  display: flex; gap: .85rem; align-items: flex-start;
}
.key-point-icon {
  width: 40px; height: 40px; border-radius: 10px;
  background: linear-gradient(135deg, rgba(245,158,11,.12), rgba(217,119,6,.08));
  color: var(--primary-dark); display: flex; align-items: center; justify-content: center;
  font-size: 1rem; flex-shrink: 0;
}
.key-point h6 { margin: 0 0 .2rem; font-weight: 700; font-size: .875rem; }
.key-point p { margin: 0; font-size: .8rem; color: var(--text-light); }

@media(max-width: 767px) { .key-points { grid-template-columns: 1fr; } }

/* ==================== SERVICES ==================== */
.services-section { background: var(--surface); }
.service-tabs-list {
  display: flex; flex-direction: column; gap: .5rem;
}
.service-tab-btn {
  display: flex; align-items: center; gap: 1rem;
  padding: 1rem 1.25rem; border-radius: var(--radius);
  border: 1.5px solid var(--border);
  background: var(--white); color: var(--text);
  font-weight: 600; font-size: .9rem;
  cursor: pointer; text-align: left; width: 100%;
  transition: all .2s;
}
.service-tab-btn .tab-icon {
  width: 40px; height: 40px; border-radius: 10px;
  background: var(--surface-2); color: var(--primary);
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem; flex-shrink: 0; transition: all .2s;
}
.service-tab-btn:hover, .service-tab-btn.active {
  border-color: var(--primary); color: var(--primary-dark);
  box-shadow: 0 0 0 3px rgba(245,158,11,.15);
}
.service-tab-btn.active .tab-icon { background: var(--primary); color: var(--dark); }
.service-tab-btn .arr { margin-left: auto; font-size: .8rem; opacity: 0; transition: all .2s; }
.service-tab-btn.active .arr { opacity: 1; }

.service-panel { display: none; }
.service-panel.active { display: block; }
.service-panel-img {
  border-radius: var(--radius-lg); overflow: hidden;
  height: 280px; margin-bottom: 1.5rem;
}
.service-panel-img img { width: 100%; height: 100%; object-fit: cover; }
.service-check-list { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: .6rem; }
.service-check-list li { display: flex; gap: .6rem; align-items: flex-start; font-size: .9rem; }
.service-check-list li i { color: var(--primary); margin-top: .2rem; flex-shrink: 0; }

/* ==================== FEATURES ==================== */
.feat-card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--radius-lg); padding: 1.75rem;
  height: 100%; transition: all .3s;
}
.feat-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: transparent; }
.feat-icon {
  width: 52px; height: 52px; border-radius: 14px;
  background: linear-gradient(135deg, rgba(245,158,11,.12), rgba(217,119,6,.08));
  color: var(--primary-dark); display: flex; align-items: center;
  justify-content: center; font-size: 1.35rem; margin-bottom: 1.25rem;
}
.feat-card h5 { font-weight: 700; font-size: 1rem; margin-bottom: .6rem; }
.feat-card p { font-size: .875rem; color: var(--text-light); margin: 0; line-height: 1.6; }

/* ==================== CTA BAND ==================== */
.cta-band {
  background: var(--gradient-dark);
  padding: 5rem 0; position: relative; overflow: hidden;
}
.cta-band-circle {
  position: absolute; border-radius: 50%;
  filter: blur(60px); opacity: .2; pointer-events: none;
}
.cta-band-circle-1 { width: 400px; height: 400px; background: var(--primary); top: -150px; right: 100px; }
.cta-band-circle-2 { width: 300px; height: 300px; background: var(--secondary); bottom: -100px; left: 50px; }
.cta-band h2 { color: #fff; font-size: clamp(1.75rem,3vw,2.75rem); font-weight: 800; margin-bottom: 1rem; }
.cta-band p { color: rgba(255,255,255,.7); font-size: 1.05rem; margin-bottom: 2rem; }

/* ==================== TESTIMONIALS ==================== */
.testimonial-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1.5rem;
}
.testimonial-card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--radius-lg); padding: 1.75rem;
  transition: all .3s;
}
.testimonial-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.testimonial-stars { color: #f59e0b; margin-bottom: 1rem; font-size: .85rem; }
.testimonial-text { font-size: .9rem; color: var(--text); line-height: 1.7; margin-bottom: 1.5rem; }
.testimonial-author { display: flex; align-items: center; gap: .85rem; }
.testimonial-avatar { width: 44px; height: 44px; border-radius: 50%; object-fit: cover; }
.testimonial-name { font-weight: 700; font-size: .9rem; margin: 0; }
.testimonial-role { font-size: .8rem; color: var(--text-light); margin: 0; }

/* ==================== CONTACT ==================== */
.contact-info-card {
  background: var(--gradient);
  border-radius: var(--radius-xl); padding: 2.5rem;
  color: #fff; height: 100%;
}
.contact-info-card h3 { font-weight: 800; margin-bottom: .75rem; }
.contact-info-card p { opacity: .8; margin-bottom: 2rem; }
.contact-info-item {
  display: flex; gap: 1rem; align-items: flex-start; margin-bottom: 1.5rem;
}
.contact-info-icon {
  width: 42px; height: 42px; flex-shrink: 0;
  background: rgba(255,255,255,.15); border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
}
.contact-info-label { font-size: .75rem; opacity: .65; text-transform: uppercase; letter-spacing: .08em; }
.contact-info-value { font-weight: 600; font-size: .95rem; margin-top: .15rem; }

.contact-form-card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--radius-xl); padding: 2.5rem;
  box-shadow: var(--shadow-md); height: 100%;
}
.form-group { margin-bottom: 1.25rem; }
.form-label { font-size: .85rem; font-weight: 600; color: var(--dark); margin-bottom: .4rem; }
.form-control-modern {
  width: 100%; padding: .75rem 1rem;
  border: 1.5px solid var(--border); border-radius: 10px;
  font-size: .9rem; color: var(--dark);
  background: var(--surface); transition: all .2s;
  outline: none;
}
.form-control-modern:focus {
  border-color: var(--primary);
  background: var(--white);
  box-shadow: 0 0 0 3px rgba(245,158,11,.18);
}

/* ==================== PAGE HEADER ==================== */
.page-header {
  background: var(--gradient-dark);
  padding: 8rem 0 4rem;
  position: relative; overflow: hidden;
}
.page-header-circle {
  position: absolute; border-radius: 50%; filter: blur(70px); opacity: .25; pointer-events: none;
}
.page-header h1 { color: #fff; font-weight: 800; margin-bottom: .75rem; }
.breadcrumb-modern { display: flex; gap: .5rem; align-items: center; flex-wrap: wrap; }
.breadcrumb-modern a { color: rgba(255,255,255,.65); font-size:.9rem; transition: color .2s; }
.breadcrumb-modern a:hover { color: #fff; }
.breadcrumb-modern .sep { color: rgba(255,255,255,.35); font-size: .75rem; }
.breadcrumb-modern .current { color: #fff; font-size: .9rem; font-weight: 600; }

/* ==================== FOOTER ==================== */
.site-footer {
  background: var(--dark);
  color: rgba(255,255,255,.75);
  padding-top: 4.5rem;
}
.footer-brand { margin-bottom: 1.25rem; }
.footer-brand-name { font-size: 1.3rem; font-weight: 800; color: #fff; }
.footer-tagline { font-size: .875rem; margin: .5rem 0 1.5rem; }
.footer-social { display: flex; gap: .65rem; }
.footer-social a {
  width: 36px; height: 36px; border-radius: 9px;
  background: rgba(255,255,255,.08);
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,.7); font-size: .85rem;
  transition: all .2s;
}
.footer-social a:hover { background: var(--primary); color: #fff; transform: translateY(-2px); }
.footer-col h5 { color: #fff; font-size: .875rem; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; margin-bottom: 1.25rem; }
.footer-links { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: .5rem; }
.footer-links a { color: rgba(255,255,255,.6); font-size: .875rem; transition: color .2s; }
.footer-links a:hover { color: #fff; padding-left: .35rem; }
.footer-newsletter-input {
  display: flex; gap: .5rem;
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 10px; padding: .4rem;
}
.footer-newsletter-input input {
  flex: 1; background: transparent; border: none; outline: none;
  padding: .35rem .5rem; color: #fff; font-size: .875rem;
}
.footer-newsletter-input input::placeholder { color: rgba(255,255,255,.35); }
.footer-newsletter-btn {
  background: var(--primary); color: #fff;
  border: none; border-radius: 8px; padding: .5rem 1rem;
  font-size: .8rem; font-weight: 600; cursor: pointer; transition: all .2s;
}
.footer-newsletter-btn:hover { background: var(--primary-dark); }
.footer-divider { border-top: 1px solid rgba(255,255,255,.08); margin-top: 3.5rem; }
.footer-bottom {
  padding: 1.5rem 0;
  display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap; gap: 1rem;
}
.footer-bottom p { margin: 0; font-size: .8rem; color: rgba(255,255,255,.45); }
.footer-bottom-links { display: flex; gap: 1.5rem; }
.footer-bottom-links a { font-size: .8rem; color: rgba(255,255,255,.45); transition: color .2s; }
.footer-bottom-links a:hover { color: #fff; }

/* ==================== BUTTONS ==================== */
.btn-primary-modern {
  display: inline-flex; align-items: center; gap: .5rem;
  background: var(--gradient); color: var(--dark) !important;
  padding: .75rem 1.75rem; border-radius: 10px;
  font-weight: 600; font-size: .95rem; border: none;
  box-shadow: 0 4px 14px rgba(245,158,11,.4);
  transition: all .25s; cursor: pointer;
}
.btn-primary-modern:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(245,158,11,.55); }

.btn-outline-modern {
  display: inline-flex; align-items: center; gap: .5rem;
  border: 1.5px solid var(--border); color: var(--dark) !important;
  padding: .75rem 1.75rem; border-radius: 10px;
  font-weight: 600; font-size: .95rem;
  background: var(--white); transition: all .25s;
}
.btn-outline-modern:hover { border-color: var(--primary); color: var(--primary) !important; box-shadow: var(--shadow-sm); }

/* ==================== BACK TO TOP ==================== */
.back-top {
  position: fixed; bottom: 2rem; right: 2rem; z-index: 900;
  width: 44px; height: 44px; border-radius: 12px;
  background: var(--gradient); color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem; box-shadow: var(--shadow-md);
  opacity: 0; visibility: hidden; transition: all .3s;
}
.back-top.show { opacity: 1; visibility: visible; }
.back-top:hover { transform: translateY(-3px); }

/* ==================== UTILS ==================== */
.text-gradient {
  background: var(--gradient); -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}
.rounded-xl { border-radius: var(--radius-xl) !important; }
.bg-surface { background: var(--surface) !important; }
.shadow-modern { box-shadow: var(--shadow-md) !important; }

/* AOS overrides */
[data-aos] { transition-duration: .7s !important; }

/* Map embed */
.map-embed { border-radius: var(--radius-lg); overflow: hidden;
  border: 1px solid var(--border); height: 100%; min-height: 400px; }
.map-embed iframe { width: 100%; height: 100%; border: none; display: block; }

/* Responsive tweaks */
@media(max-width: 767px) {
  .hero { min-height: auto; padding: 7rem 0 4rem; }
  .hero-card-wrap { margin-top: 3rem; }
  .hero-float-badge { display: none; }
  .stats-section .row > div { border-bottom: 1px solid rgba(255,255,255,.15); }
  .stats-section .row > div:last-child { border-bottom: none; }
}